Medicare coverage for dental problems is limited to surgery that corrects injuries and deformities of the jaw. Medicare does not cover conditions like gum disease, tooth decay, and tooth loss that often develop as we age. Dental insurance for seniors typically covers routine check-ups, cleanings, X-rays, and essential treatments like fillings and extractions. Some plans include coverage for dentures or dental implants. Access to dental care helps seniors maintain their ability to eat, speak, and smile comfortably, while poor oral health has been linked to heart disease and diabetes. Contact one of our licensed agents at NetCare California to learn about dental plans with no waiting period and others with up to $10,000 in annual maximum benefits.
Medicare Part B will cover surgery or treatment for eye conditions such as cataracts, glaucoma, and age-related macular degeneration. Medicare, however, does not cover the costs associated with prescription eyeglasses and contact lenses. Vision insurance for seniors typically includes regular eye exams, to detect and address eye conditions early and ensures seniors can see clearly, maintain the ability to drive, prevent falls, and enjoy a better quality of life.
Age-related hearing loss is not covered by Medicare. Hearing insurance typically includes coverage for hearing exams and diagnostic tests, as well as hearing aids and related services. Access to hearing care helps seniors stay engaged with loved ones remain active in their communities. NetCare has several hearing plans available, the majority of which combine hearing benefits with either a dental or vision plan, or both. Please contact one of our agents for further recommendations and assistance.
National Care Dental by MetLife offers large-network plans that can be combined with a one of the nation’s most-widely accepted Vision policies — VSP
Delta Dental PPOTM is a coinsurance plan that gives enrollees the freedom to visit any licensed dentist, but they’ll usually get the deepest discounts by visiting in-network dentists. Outside of the low-cost PPO network, enrollees may also enjoy moderate savings with the Delta Dental Premier network.
* In Texas, Delta Dental Insurance Company offers Dental Provider Organization (DPO) plans.
Pay less for your eye care and eyewear with Individual Vision Plans from VSP®.